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Comparison

ChatGPT vs Microsoft Copilot

ChatGPT and Microsoft Copilot side by side, from the same structured data our advisor scores against. Where we have no verified information the table says so.

ToolChatGPTMicrosoft Copilot
PriceFrom $8/monthFrom $9.99/month$99.99/year billed annually
Free planFree planFree plan
Best for
  • Everyday questions and general task help
  • Writing assistance across many formats
  • Generating and explaining code
  • Users already in the Microsoft 365 ecosystem
  • Getting cited web answers without switching apps
  • Drafting and summarising inside Word, Outlook and Teams
Ease of useUsable by beginnersUsable by beginners
Key features
  • Multi-model chat with multiple capability and speed tiers
  • Web browsing and live search
  • Code writing and execution in a sandbox
  • Image generation built in
  • Voice conversation mode
  • Live web search via Bing with cited sources
  • Integration with Word, Excel, PowerPoint and Outlook
  • Image generation via Designer
  • Voice and camera input
  • Notebook mode for long prompts and documents
IntegrationsZapier, Slack, Microsoft Teams, Wolfram AlphaMicrosoft Word, Microsoft Excel, Microsoft Outlook, Microsoft Teams, Microsoft PowerPoint
APIAvailableNot on record
Skill levelBeginner, Intermediate, AdvancedBeginner, Intermediate
PlatformsWeb, iOS, Android, APIWeb, iOS, Android, Windows
Main advantages
  • Supports multiple models including reasoning-focused tiers
  • Free tier is capable for everyday use
  • Works with images, files, voice and code in one product
  • Large library of user-created custom GPTs
  • Free version requires only a Microsoft account
  • Deep integration across the Microsoft 365 suite on the paid plan
  • Web search is always active with source citations
Main disadvantages
  • Most capable models require a paid plan
  • Free tier has usage limits during peak demand
  • Memory is opt-in and limited on the free tier
  • Full Office integration requires a paid Microsoft 365 plan
  • Less suited to users outside the Microsoft ecosystem
Data checkedChecked October 4, 2026Checked October 4, 2026
Try ChatGPTTry Microsoft Copilot

Which one to choose

Choose ChatGPT if

  • Everyday questions and general task help
  • Writing assistance across many formats
  • Generating and explaining code
  • Working through documents and data

Read review

Choose Microsoft Copilot if

  • Users already in the Microsoft 365 ecosystem
  • Getting cited web answers without switching apps
  • Drafting and summarising inside Word, Outlook and Teams

Read review