On Regular Investing: what this repository actually ships
Regular investing changes your destiny - let time help you grow wealthy, slowly. https://onregularinvesting.com
At a glance
- What is it?
- On Regular Investing, the Chinese book 定投改变命运, lives in this repository as Markdown chapters, downloadable PDF, EPUB and MOBI files in two languages, translations, an audiobook and a third edition published on the web. There is no software here, and the licence forbids the derivatives most readers would want to make.
- Who is it for?
- This repository suits a reader who wants the argument in full, in Markdown or as a file they can read offline, in either language, and who is willing to treat one author's case for regular investing as a case rather than as settled guidance. It does not suit anyone looking for a tool, a dataset or a backtest, and the CC-BY-NC-ND terms mean a translation, an abridgement or a commercial course cannot be derived from these files.
- Can I use it commercially?
- Not without permission. GitHub finds no licence file in the repository, and without a licence all rights are reserved by default: you may read the code but not reuse it. Check the README, or ask the authors, before using it.
- Is it still maintained?
- Yes. The repository received new commits within the last day.
- What is it written in?
- Mainly Python, according to GitHub's language statistics.
Answers come from the project's GitHub data, last synced on November 14, 2026, and from our analysis. They are not legal advice.
Star history
- xiaolai/regular-investing-in-box6,479 ★ · +130
| Repository | 2026-09-23 | 2026-11-14 |
|---|---|---|
| xiaolai/regular-investing-in-box | 6.3k | 6.5k |
130 Stars in the last 52 days, measured from the daily GitHub snapshot. Compare with other projects
Editorial analysis
The argument fits in a single definition
Regular investing is stated as one sentence: regularly invest a set amount in a particular investment over a long period of time. The example that follows fills in the three parts. Every week, for the next five to ten years, invest 200 USD in BOX. The Chinese text gives the same example as 150 USD or 1000 yuan renminbi.
BOX is described as a fee-free blockchain ETF product, and the book treats it as a placeholder rather than a recommendation you have to accept. The English preface names the substitutions explicitly: shares in Apple, shares in Maotai, shares in Coca-Cola, or an S&P 500 Index Fund. Whatever you pick has to be something worth investing in and holding for a long period of time.
The surrounding argument is larger than the tactic. The preface frames investing as the one route an ordinary person has across class boundaries, and 定投 as the only investment method that ordinary people both have the opportunity and the ability to do well, without regard to nationality, region, gender, age or education.
Six download files, two languages, three formats
The download section points straight at raw files in the repository rather than at a storefront, and the paths are the fastest way to see the layout of the `docs` folder:
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/pdf/on-regularinvesting-cn.pdf
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/pdf/on-regularinvesting-en.pdf
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/epub/OnRegularInvesting_cn.epub
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/epub/OnRegularInvesting_en.epub
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/mobi/OnRegularInvesting_cn.mobi
https://github.com/xiaolai/regular-investing-in-box/raw/master/docs/mobi/OnRegularInvesting_en.mobiPDF, EPUB and MOBI, each in Chinese and English, and all six sit under `master`. The PDF names are prefixed `on-regularinvesting` while the Chinese and English EPUB and MOBI files use the `OnRegularInvesting` form, which is a small thing to trip over when scripting a fetch.
The licensing sits at the bottom of the book: a CC-BY-NC-ND licence, and the top level carries a CC-BY-NC-ND.png badge next to the chapters.
Three editions and a backup domain
Three editions are visible from the repository alone, and they are not the same document. The README file itself is the first edition. `new-edition-for-publishing.md` holds the second edition, the one intended for publication in China, and a dated note records that this edition was printed by 果麦文化 on 2019.12.25 with purchase links to Dangdang and JD.
The third edition was published online, in Chinese and English, at onregularinvesting.com with the files in the `./docs` folder. The Chinese note under it adds that a backup domain exists at ri.firesbox.com, which is also the homepage recorded for the repository. That domain is the one to try first when the main site is unreachable.
None of these three have a version number in the usual sense, and the repository has no releases at all. Versioning is by commit, with the last push dated 2026-11-02, so the way to tell which edition you have is to look at which files you are reading.
Translations and an audiobook folder that moved
Two side folders extend the book beyond its two official languages. Translations in various languages sit in the `Translations/` directory, and a Chinese audiobook is referenced near the top of the README.
There is a wrinkle worth checking before you follow that link. The English sentence points at a folder named `audiobooks`, while the top level of the tree carries `audiobook`, and the Chinese note in the book points at `audiobook`. One of the two names is stale, and the difference is exactly the kind of thing that turns a link into a 404.
The root also carries two Chinese-titled items of its own, `定投-大佬的自我修养.md` and `定投-大佬的自我修养.pdf`, alongside `box-historical-price-change.png`, a chart of BOX price history.
Thirteen chapters, one finale, four appendices
The table of contents is a plain list of Markdown files, which makes the argument easy to skim without rendering anything. Thirteen chapters run from CHAPTER.01.md to CHAPTER.13.md, followed by Finale.md and four appendices numbered Z-Appendix.01.md through Z-Appendix.04.md. The preface is the README itself.
One chapter is expanded rather than written once. Chapter 9 splits into seven files, CHAPTER.09.1.md through CHAPTER.09.7.md, and the titles in that run are about cultivating an active personality, knowing where activity ends, the factors that decide outcomes lying outside that boundary, and treating being passively active as the best strategy for following a trend.
The appendices are the practical tail: why invest in blockchain digital assets, why invest regularly in BOX specifically, what b.watch is, and what the author's regular-investing course is. For a reader who only wants the method, those four files are the shortest route through the repository.
A book repository with an empty package.json
There is no build here, and the file list says so plainly. `package.json` in the root is an empty object, there is a `package-lock.json` beside it, and the repository's primary language is recorded as Python while nothing in the book needs running. A `data/` directory, an `images/` folder and a `docker_builds`-free, script-free root sit next to the chapters: the repository is a publication, not a project with an entry point.
What that means practically is that there is nothing to install, no test suite, no issue-driven changelog and no tagged version. Corrections arrive as commits to Markdown files, and the difference between editions is visible only by reading the file headers or the notes.
The `.github/` directory is present, and a `.gitignore` sits at the root, but neither is tied to a pipeline in anything the repository shows.
What the repository cannot give you
Three gaps are worth stating before anyone spends an evening here. First, there is no evidence layer. The repository contains an argument and its illustrations, not return series, not a backtest, and not a tool for computing one; the `data/` folder is listed in the tree without a description of what it holds, so anyone wanting to check the claims has to bring their own numbers.
Second, the licence constrains the obvious next step. CC-BY-NC-ND allows reading and redistribution with attribution, but not commercial use and not derivative works, so a translated edition, an abridged course or a branded reader built from these chapters cannot be derived from the files in this repository.
Third, the pitch is part of the text. The preface claims that the cost of not reading the book is close to infinite for ordinary people, which is an author's framing rather than a measured result, and the BOX example is one product among the five the book itself names. Read it as one case for a strategy, then decide whether the numbers behind it are ones you would verify.
Editorial conclusion
This repository suits a reader who wants the argument in full, in Markdown or as a file they can read offline, in either language, and who is willing to treat one author's case for regular investing as a case rather than as settled guidance. It does not suit anyone looking for a tool, a dataset or a backtest, and the CC-BY-NC-ND terms mean a translation, an abridgement or a commercial course cannot be derived from these files. Before using it, check which edition you are reading, since three exist with different dates and one link near the top of the README points at a folder name the tree does not carry.
Frequently asked questions
What is it called when you invest regularly, in this book's terms?
The book uses 定投, which the English edition renders as regular investing: regularly invest a set amount in a particular investment over a long period of time, such as 200 USD every week for five to ten years into BOX, or into shares of Apple, Maotai or Coca-Cola, or an S&P 500 Index Fund.
Is On Regular Investing free, and what licence covers it?
The files are free to download from the repository as PDF, EPUB and MOBI in Chinese and English, and the third edition is published online at onregularinvesting.com with a backup domain at ri.firesbox.com. The book is released under a CC-BY-NC-ND licence, so commercial use and derivative works are not permitted.
Which edition of the book should I read in this repository?
Three exist. The README file is the first edition, new-edition-for-publishing.md holds the second edition printed in China on 2019.12.25, and the third edition was published online with its files under the docs folder. The repository publishes no releases, so the edition depends on which files you open.
Is On Regular Investing a software project?
No. The repository is a publication: thirteen Markdown chapters, a finale, four appendices, translations, an audiobook folder, image files and the downloadable book formats. Its package.json is an empty object and there is no build, test or install step to run.
Official sources
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